Volkswagen Car Finance | Dundee | Barnetts Volkswagen

Personal Contract Purchase

I want to keep my options open with an agreed future value

Solutions PCP is the flexible finance plan designed to allow you to drive a new vehicle sooner than you may think.

Solutions PCP is a simple way to keep your options open. We'll agree a future value for your car upfront, based on how much you drive. At the end of your agreement you can choose to trade your Volkswagen in for a new one, keep it, or hand it back, without a worry in the world about how much it's worth at the end of your contract.

For more information watch our Solutions Personal Contract Plan video

How it works

Once you have chosen your vehicle you just need to make a few simple decisions at the start:

Pay your deposit, which can be made up of part-exchange or cash and can be as little as the value of one repayment

Your repayment period
Choose any period between 18 to 48 months its completely up to you.

Mileage per year
Decide your annual mileage

Optional final payment
Lower your repayments by setting aside an amount to the end of your agreement (the optional final payment)

At the end of your agreement you have three options:

1. If you fancy a change you can simply part exchange your car for a different Volkswagen on a new Solutions contract
2. If you love your Volkswagen you can pay the option to purchase fee and the optional final payment then take full ownership of the vehicle
3. If you don't want to upgrade or keep it, as long as it's been loved, you can simply give it back. (fees may be payable)

Important information to consider

  • It is important that you keep up to date with your monthly repayments, so please contact us if you are having any difficulties as the vehicle maybe at risk if you don’t
  • You may end your agreement earlier than the full term. However, depending how far you are in to your agreement will affect the final amount left to pay
  • If you exceed agreed mileage at the start of your agreement and intend to return the vehicle then excess mileage charges will apply
  • Keep the vehicle in good condition as this will affect the value of the vehicle. You may be charged for any damage that goes beyond fair wear and tear.

If you want to know more about Car Finance visit Volkswagen's ‘Finance Made Simple page’ to help you understand what to expect when you are considering purchasing a new car.